VISA® Debit Card


Your Debit Card makes paying for groceries, gas, clothes or other purchases simple. When your purchase is totaled, run your card, sign the receipt, and the amount of your purchase will automatically be deducted from your checking account.

Available to members who have an active Checking Account or a Statement Savings Account
No need to carry cash, checkbook or credit cards
$250 per day at ATMs
$1,000 per day - on VISA® Debit and Point of Sale terminals
May be used as an ATM card for cash withdrawals and deposits
Eliminates need for check or credit card approvals
No need for additional ID or Courtesy Cards
May be used anywhere you see the NYCE®, PLUS®, VISA®, MASTERCARD® or CIRRUS® symbols
May be used with any merchant where the VISA® name is displayed
No surcharges when used at SUMSM designated ATMs. For a list of SUM ATM locations, visit the SUM program web site: www.sum-atm.com


Get an extra layer of security when you shop online.
In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more, visit https://usa.visa.com/personal/security/vbv/index.html



ATM Card


Your ATM Card can be used at ATM terminals for cash withdrawals and deposits. It can also be used to make purchases at merchants who accept ATM cards for payment. All you need is to swipe your card and enter your PIN number and the amount of your purchase will automatically be deducted from your designated statement savings or checking account. You will receive a transaction receipt and, in certain cases, may receive cash back.

Available to members who have an active Statement Savings or Checking Account.

No need to carry cash, checkbook or credit cards

$250 per day at ATMs

$250 per day - at Point of Sale terminals

May be used at ATM terminals for cash withdrawals and deposits

Eliminates need for check or credit card approvals

No need for additional ID or Courtesy Cards

May be used anywhere you see the NYCE® or PLUS® logos

No surcharges when used at SUMSM designated ATMs. For a list of SUM ATM locations, visit the SUM program web site: www.sum-atm.com




For additional information regarding our ATM/Debit Cards,
please stop in or call one of our member service representatives.

To report a lost or stolen ATM or Debit Card, please call: 1-800-528-2273

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