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1.877.67FRMCU
Personal Banking

Checking Accounts

At Fall River Municipal Credit Union one of our tasks is to provide a wide range of products and services to accommodate our members’ needs. Our products and services are designed to be flexible to help with the varying financial needs of all our members. Please take a moment to review our checking options.

Freedom Checking

  • Minimum opening deposit is $5.00
  • No minimum balance
  • No monthly service charge
  • Non-dividend bearing
  • Free access to Member Link Plus Online Banking, Bill Payer and eStatements
  • No charge per check processed
  • No charge for deposit items
  • Free VISA® ATM/Debit Card allows you to make purchases anywhere the VISA®, PLUS®, or NYCE® logos are displayed
  • Free standard checks on all orders
  • Access to your available funds through our ATMs and Allpoint® Network ATMs surcharge free
  • Overdraft protection available

Choice Checking

  • Minimum opening deposit is $1,000.00
  • Dividend is earned when a $10.00 balance is maintained
  • No fee if a minimum average daily balance of $1,000.00 is maintained
  • Below balance fee: $5.00
  • No charge per check processed
  • No charge for deposit items
  • First order of checks is free
  • Free access to Member Link Plus Online Banking, Bill Payer and eStatements
  • Free VISA® ATM/Debit Card allows you to make purchases anywhere the VISA®, PLUS®, or NYCE® logos are displayed
  • Access to your available funds through our ATMs and Allpoint® Network ATMs surcharge free
  • Overdraft protection available

Premium Checking

  • A $5,000.00 minimum combined opening deposit
  • Dividend is earned when a $10.00 balance is maintained
  • No fee if a combined minimum average daily balance of $5,000.00 is maintained (Combined balance includes checking and savings suffixes under the same main share. Club, escrow, utility, business, DBA, Sid Saver, Blue Star, certificates of deposit, and individual retirement account balances are not included.)
  • Below balance fee: $10.00
  • No charge per check processed
  • No charge for deposit items
  • Free standard checks on all orders
  • Free access to Member Link Plus Online Banking, Bill Payer and eStatements
  • Free VISA® ATM/Debit Card allows you to make purchases anywhere the VISA®, PLUS®, or NYCE® logos are displayed
  • Access to your available funds through our ATMs and Allpoint® Network ATMs surcharge free
  • Overdraft protection available

Money Market Checking

  • Tiered rates
  • Minimum to open $2,500.00
  • Dividend is earned when a $25.00 balance is maintained
  • Limits on number of electronic transfers apply. See 2016-Schedule-of-Fees for details.

Overdraft Protection

The credit union will grant an Overdraft Line of Credit that is attached to a FRMCU Personal Checking Account.

  • Rates as low as $8.25% *
  • Maximum Amount is $1,000

* Annual Percentage Rates are determined by individual credit worthiness. Rates quoted for members with the best credit score. Additional rates and terms may be available.

 The application for Overdraft Protection can be found on the FRMCU Website Loan Page.

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For additional information regarding our checking accounts,
stop in or call and talk to one of our member service representatives.

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Fall River Municipal Credit Union