EZ ACCESS
1.877.67FRMCU
Rates

Savings Rate Sheet

Account Type

Dividend Rate %

Annual Percentage Yield % (APY)

Minimum Balance Required to Earn Advertised APY

Minimum Opening Deposit

The rate on these accounts may change after the account is opened. Fees may reduce earnings on account.

Savings

0.10

0.10

$10.00

$5.00

Premium Savings

0.20

0.20

$1,000.00

$1,000.00

Sid Saver Savings

0.10

0.10

$1.00

n/a

Blue Star Savings

0.10

0.10

$1.00

n/a

Life Savings

0.05

0.05

$10.00

n/a

Holiday Club*

0.10

0.10

$10.00

$2.00

Vacation Club*

0.10

0.10

$10.00

$2.00

Burial

0.10

0.10

$10.00

$5.00

Traditional IRA Statement

0.30

0.30

$100.00

$100.00

Roth IRA Statement

0.30

0.30

$100.00

$100.00

ESA Statement

 0.30

0.30

$100.00

$100.00

Money Market

0.05
0.10
0.15
0.20
0.25
0.35

0.05
0.10
0.15
0.20
0.25
0.35

$10 - $2,499.99
$2,500 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000-$99,999.99
$100,000 or greater

$2,500
-
-
-
-

Freedom Checking

0.00

0.00

N/A

$5.00

Choice Checking

0.05

0.05

$10.00

$1,000.00

Premium Checking~

 0.20

0.20

$10.00

$5,000.00 combined

Escrow

0.05

0.05

-

-

BUMP UP CD SPECIAL

Dividend rate may be "bumped up" 1 time during the initial term. The rate may change after account opening if "Bump Up" option is exercised. Contact a Member Service Representative for more details. Some restrictions apply. Limited time offer.

Account Type

Dividend Rate %

Annual Percentage Yield % (APY)

Minimum Balance Required to Earn Advertised APY

Minimum Opening Deposit

24 Month CD*

1.39%

1.40%

$500.00

$500.00

24 Month CD*

1.49%

1.50%

$100,000.00

$100,000.00

24 Month IRA, Roth IRA and ESA Certificate*

1.39%

1.40%

$500.00

$500.00

24 Month IRA, Roth IRA and ESA Certificate*

1.49%

1.50%

$100,000.00

$100,000.00

Account Type

Dividend Rate %

Annual Percentage Yield % (APY)

Minimum Balance Required to Earn Dividends

Minimum Opening Deposit

Certificate

3 Month* z **

0.20

0.20

$500.00

$500.00

6 Month* z**

0.30

0.30

$500.00

$500.00

9 Month* z **

0.35

0.35

$500.00

$500.00

12 Month*  **

0.75

0.75

$500.00

$500.00

18 Month* **

0.90

0.90

$500.00

$500.00

30 Month* **

1.10

1.11

$500.00

$500.00

36 Month* **

1.15

1.16

$500.00

$500.00

48 Month* **

1.24

1.25

$500.00

$500.00

60 Month* **

1.39

1.40

$500.00

$500.00

IRA Certificate

6 Month* z **

0.30

0.30

$500.00

$500.00

9 Month* z **

0.35

0.35

$500.00

$500.00

12 Month* **

0.75

0.75

$500.00

$500.00

18 Month* **

0.90

0.90

$500.00

$500.00

30 Month* **

1.10

1.11

$500.00

$500.00

36 Month* **

1.15

1.16

$500.00

$500.00

48 Month* **

1.24

1.25

$500.00

$500.00

60 Month* **

1.39

1.40

$500.00

$500.00

Roth IRA Certificate

6 Month* z **

0.30

0.30

$500.00

$500.00

9 Month* z **

0.35

0.35

$500.00

$500.00

12 Month* **

0.75

0.75

$500.00

$500.00

18 Month* **

0.90

0.90

$500.00

$500.00

30 Month* **

1.10

1.11

$500.00

$500.00

36 Month* **

1.15

1.16

$500.00

$500.00

48 Month* **

1.24

1.25

$500.00

$500.00

60 Month* **

1.39

1.40

$500.00

$500.00

ESA Certificate

6 Month* z **

0.30

0.30

$500.00

$500.00

9 Month* z **

0.35

0.35

$500.00

$500.00

12 Month* **

0.75

0.75

$500.00

$500.00

18 Month* **

0.90

0.90

$500.00

$500.00

30 Month* **

1.10

1.11

$500.00

$500.00

36 Month* **

1.15

1.16

$500.00

$500.00

48 Month* **

1.24

1.25

$500.00

$500.00

60 Month* **

1.39

1.40

$500.00

$500.00

** JUMBO CD RATE AVAILABLE ON BALANCES OF $100,000 OR MORE. ADD .10% BASIS POINTS OVER CURRENT RATE. AVAILABLE ON ANY CD TERM.

 

* An early withdrawal penalty will be imposed.
~ Premium Checking combined balance includes checking and savings suffixes under the same main share. Club accounts, escrow, utility, business, DBA, Sid Saver, certificates of deposit, and individual retirement account balances are not included.
z  Simple interest earned, APY assumes all interest will remain on deposit for one year.

Rates are subject to change at anytime without notice.

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