About Us

About Us

Membership Has Its Rewards

Did you know that Fall River Municipal Credit Union was founded by Municipal Workers?

Originally known as Fall River Municipal Employees Credit Union, FRMCU has a long history of helping their members meet their financial goals. In fact, they have been helping people since 1930. From basic savings to loans and the latest electronic services, they’ve designed accounts that work for their valued members.

 From its humble beginnings at the Pocasset Fire Station to their current organization with 4 convenient locations FRMCU is committed to providing members with products and services that fit their needs and secure their financial future. 

Most people know what products and services they are looking for when they shop for a financial institution. Whatever their needs are; FRMCU is there to help.

At FRMCU, they know that consumers want low fees and good customer service. They want to bank at a place that makes them feel like their needs come first.

There are so many advantages to choosing a credit union. Those advantages, like low interest rates for auto loans, personal loans and mortgages are very important. At FRMCU, they offer personal assistance along with these great loan products. This is very comforting to members who are making important purchasing decisions like buying a new home or auto. By pre-qualifying their members it gives them peace of mind knowing what they can afford before they shop for these items.

FRMCU knows that people have a variety of choices when it comes to choosing a financial institution in Southeastern Massachusetts and Bristol County and Newport County in Rhode Island. That is why, at FRMCU, they do their best to make sure that the products and services they offer are what members really need to make their lives easier.

With services like Member Link Plus Online Banking, OneClick Online Bill Pay and FRMCU Mobile Banking, members can do their banking in a free, fast, easy and secure way.

FRMCU is also concerned about their member’s financial wellness. From a weekly radio show, CU Wednesday’s on WSAR, 1480 AM that covers all sorts of topics that include, finance, community and physical wellness to products like Savings Accounts, IRA Certificate of Deposits, and Holiday and Vacation Clubs designed to help members save for their retirement, holidays or a tropical vacation, FRMCU has it all.

At FRMCU, they are very proud of their partnership with MassHousing. FRMCU and MassHousing share the same vision; making home ownership possible for those who want it. For those who dream of home ownership; it is not that far out of reach. The Mortgage Team at FRMCU is ready to help make that dream of owning a home a reality through a variety of Mortgage and MassHousing Programs.

In an effort to help members stay comfortable and save on their energy bills, FRMCU is partnered with Mass Save® to offer Heat Loans. This program provides members with an energy audit of their homes and interest free loans for projects to make their homes more energy efficiency.

Let’s not forget FRMCU’s younger members. The Sid Saver and Blue Star Accounts were designed for those youngsters who are saving for their future.

FRMCU developed the Sid Saver Bank At School Program for elementary schools to encourage the importance of savings. For their high school aged members, FRMCU has the Blue Star Account for young adults 14 years to 18 years of age. This account offers Blue Star members an ATM Card that teaches them the importance of budgets and managing their finances. The Credit Union also offers 6 scholarships to graduating senior high school members.                                                        

Because FRMCU is interested in their younger membership, they created the FRMCU Junior Advisory Board which is comprised of local high school juniors and seniors. The Credit Union gets their input to find out what young people expect from their credit union.

FRMCU will continue to focus on its members and the community they live in. They participate in many local events, like the JA Bowl-A-Thon, Salvation Army Turkey and Clothing Drives, Citizens for Citizens Operation Christmas Toy Drive to name a few. They, also, hold a Dress Down Day, every Friday, to support local charitable organizations that are chosen by their employees. The Board, Senior Management and Staff consider it an honor to do what they can to help these local charities and organizations.    

At FRMCU, they are looking forward to creating new products, services and partnerships for its members.

For those of you who are looking for an institution that is focused on you and your financial needs, FRMCU is the Credit Union for you.

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