The advantages you enjoy when you handle your financial affairs through a credit union are many.

A credit union is a cooperative institution that is owned and operated by its members. Because your credit union is a not-for-profit organization, members enjoy lower rates on loans, higher rates on savings. In addition, a host of member personal, convenience services are offered. Your credit union is local, community oriented, providing friendly, helpful, efficient assistance. Our philosophy is “people helping people.”

At Fall River Municipal Credit Union, membership is open to individuals who reside, work, attend school or have a place of business the counties of Bristol, Plymouth, Barnstable and Dukes Counties in Massachusetts and Kent, Providence, Bristol, and Newport Counties in Rhode Island.

USA Patriot Act

Section 326 of the Act requires the creation of reasonable procedures to (1) verify the identity of any person seeking to open an account, to extent reasonable and practical; (2) maintain records of the information used to verify the person’s identity, including name, address, and other identifying information; and (3) determine whether the person appears on any list of known or suspected terrorist organization provided to the financial institution by any government agency.

This law requires us to gather and maintain specific information on our members.

Thank you for your assistance.

Our Mission Statement

Strive to provide a full range of quality financial services to our members, delivered by professional and motivated employees, while maintaining the stability and security of our members and the Credit Union.

Focused on getting you the money you need - when you need it.


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We have mortgage plans to meet your needs.

Let's help you make your dreams a reality.

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Here's a sure way to have money when it is needed.

Your money will grow at a healthy rate with our generous dividend rates.