Membership

The advantages you enjoy when you handle your financial affairs through a credit union are many.

A credit union is a cooperative institution that is owned and operated by its members. Because your credit union is a not-for-profit organization, members enjoy lower rates on loans, higher rates on savings. In addition, a host of member personal, convenience services are offered. Your credit union is local, community oriented, providing friendly, helpful, efficient assistance. Our philosophy is “people helping people.”

At Fall River Municipal Credit Union, membership is open to individuals who reside, work, attend school or have a place of business in the counties of Bristol, Plymouth, Barnstable and Dukes Counties in Massachusetts and Kent, Providence, Bristol, and Newport Counties in Rhode Island.

USA Patriot Act

Section 326 of the Act requires the creation of reasonable procedures to (1) verify the identity of any person seeking to open an account, to extent reasonable and practical; (2) maintain records of the information used to verify the person’s identity, including name, address, and other identifying information; and (3) determine whether the person appears on any list of known or suspected terrorist organization provided to the financial institution by any government agency.

This law requires us to gather and maintain specific information on our members.

Thank you for your assistance.