Lending

Whatever your need, any one of our personal loans could be the answer to consolidate bills, repair your car, improve your home or even take a vacation.

UNSECURED LOANS:

Unsecured Loan

– Maximum loan – $30,000
– Various terms apply
– Rate – fixed at competitive interest rates

Overdraft Protection

The credit union will grant an Overdraft Line of Credit that is attached to FRMCU’s Personal Checking Accounts.

– Rate as low as 8.25% *
– Maximum loan – $1,000
* Annual Percentage Rates are determined by individual credit worthiness and subject to credit approval. Additional rates and terms may be available.

Heat Loan

– Minimum loan – $2,000-Maximum loan – $25,000
– Various terms apply
– Rate – fixed at competitive interest rates

SECURED LOANS:

If you already have the money you need for that special purchase but don’t want to withdraw it, take a secured loan against your Fall River Municipal Credit Union accounts (some restrictions apply).

Secured Loan

– Maximum loan $40,000
– Various terms apply
– Rate – fixed at competitive interest rates