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Lending

Whatever your need, any one of our personal loans could be the answer to consolidate bills, repair your car, improve your home or even take a vacation.

UNSECURED LOANS:

Unsecured Loan

– Maximum loan – $15,000
– Various terms apply
– Rate – fixed at competitive interest rates

Unsecured Credit Card Consolidation Loan

– Maximum loan – $10,000
– Various terms apply
– Rate – fixed at competitive interest rates

Overdraft Protection

The credit union will grant an Overdraft Line of Credit that is attached to FRMCU’s Personal Checking Accounts.

– Rate as low as 8.25% *
– Maximum loan – $1,000
* Annual Percentage Rates are determined by individual credit worthiness and subject to credit approval. Additional rates and terms may be available.

Heat Loan

– Minimum loan – $2,000-Maximum loan – $25,000
– Various terms apply
– Rate – fixed at competitive interest rates

SECURED LOANS:

If you already have the money you need for that special purchase but don’t want to withdraw it, take a secured loan against your Fall River Municipal Credit Union accounts (some restrictions apply).

Secured Loan

– Maximum loan $40,000
– Various terms apply
– Rate – fixed at competitive interest rates

Auto Loan Special

– New (2020 -2019) Used (2018 and older ****)
– Various terms apply
– Rate – fixed at competitive interest rates

**** 1999 and older add 1.00% to current rate.

New Auto Loan

– New (2020 -2019)
– Various terms apply
– Rate – fixed at competitive interest rates

Used Auto Loan

– Used (2018 and older ****)
– Various terms apply
– Rate – fixed at competitive interest rates

**** 1999 and older add 1.00% to current rate.

Boat Loan

– New and Used
– Various terms apply
– Rate – fixed at competitive interest rates

Recreational Vehicle Loan

–  New and Used
–  Maximum Loan Amount $50,000
–  Various terms apply
– Rate – fixed at competitive interest rates

New Motorcycle Loan

–  New (2020 and 2019)
– Various terms apply
– Rate – fixed at competitive interest rates

Used Motorcycle Loan

–  (2018 -2007)
– Various terms apply
– Rate – fixed at competitive interest rates

little girl smiling holding piggy bank

Here's a sure way to have money when it is needed.

Your money will grow at a healthy rate with our generous dividend rates.

New home mortgage rates

MORTGAGE Rates

View Rates Now

We have a mortgage plan to meet your needs.

Let us help you make the home of your dreams a reality.