Home Equity Loans (Fixed)
- Low fixed rates
- Various terms available
- No application fee
- Appraisal may be required
- Additional fee if title is held in any Trust or Life Estate
- Finance up to 80% of the appraised value
- Available on owner-occupied 1 to 4 family dwellings
Home Equity Line Of Credit
A Home Equity Line of Credit (HELOC) will allow you quick access to your money and a plan to pay it back over a period of time that makes repayment comfortable for you.
- Variable rate
- 5-year draw period with a 10-year repayment period
- No application fee
- Appraisal may be required
- Additional fee if title is held in any Trust or Life Estate
- Finance up to 80% of appraised value
- Available on owner-occupied 1 to 4 family dwellings
Other rates and terms may be available for 1-4 family non-owner-occupied properties.
Mortgage Team
Jodie Oliveira NMLS# 556250 Email: joliveira@frmcu.com
Tania Couturier NMLS# 1107332 Email: tcouturier@frmcu.com
Sandra Pavao NMLS# 1256336 Email: spavao@frmcu.com
Please call for an appointment that is convenient for you.





