Checking Accounts

At Fall River Municipal Credit Union one of our tasks is to provide a wide range of products and services to accommodate our members’ needs. Our products and services are designed to be flexible to help with the varying financial needs of all our members. Please take a moment to review our checking options.

Freedom Checking

Minimum opening deposit is $5.00
No minimum balance
No monthly service charge with enrollment in Estatements
Non-dividend bearing
Free access to Member Link Plus Online Banking, Bill Payer and eStatements
No charge per check processed
No charge for deposit items
Free VISA^® ATM/Debit Card allows you to make purchases anywhere the VISA^®, PLUS^®, or NYCE^® logos are displayed
First order of standard checks free
Access to your available funds through our ATMs and Allpoint^® Network ATMs surcharge free

Choice Checking

Minimum opening deposit is $1,000.00
Dividend is earned when a $10.00 balance is maintained
No fee if a minimum average daily balance of $1,000.00 is maintained and enrolled in Estatements
Below minimum balance fee: $5.00
No charge per check processed
No charge for deposit items
First order of standard checks free
Free access to Member Link Plus Online Banking, Bill Payer and eStatements
Free VISA^® ATM/Debit Card allows you to make purchases anywhere the VISA^®, PLUS^®, or NYCE^® logos are displayed
Access to your available funds through our ATMs and Allpoint^® Network ATMs surcharge free

Premium Checking

A $5,000.00 minimum combined opening deposit
Dividend is earned when a $10.00 balance is maintained
No fee if a combined minimum average daily balance of $5,000.00 is maintained and enrolled in Estatements (Combined balance includes checking and savings suffixes under the same main share. Club, escrow, utility, business, DBA, Sid Saver, Blue Star, certificates of deposit, and individual retirement account balances are not included.)
Below minimum balance fee: $10.00
No charge per check processed
No charge for deposit items
First order of standard checks free
Free access to Member Link Plus Online Banking, Bill Payer and eStatements
Free VISA^® ATM/Debit Card allows you to make purchases anywhere the VISA^®, PLUS^®, or NYCE^® logos are displayed
Access to your available funds through our ATMs and Allpoint^® Network ATMs surcharge free

Money Market Checking

Tiered rates
Minimum to open $2,500.00
Dividend is earned when a $10.00 balance is maintained
Limits on number of electronic transfers apply.

Overdraft Line of Protection

The Credit Union offers Overdraft Lines of Protection linked to your FRMCU personal checking account; subject to credit approval.

Maximum Amount is $1,000

* Additional rates and terms may be available.

The application for Overdraft Line of Protection can be found on the FRMCU Loan Applications page. Please select Personal Loans and then select This is a Line of Credit.

Time for more checks?
Reorder from Harland Clarke Online.