Three different options for checking accounts, but which one best fits your needs?
| Freedom | Choice | Premium | |
|---|---|---|---|
| Member Link Plus Digital Banking | ✓ | ✓ | ✓ |
| Visa Debit Card with Allpoint ATM Access | ✓ | ✓ | ✓ |
| First order of Standard checks is free | ✓ | ✓ | ✓ |
| Minimum Balance | None | $1,000 average daily balance | $5,000 combined average daily balance* |
| Dividend Bearing | No | Yes with at least a $10.00 balance. Click here for rates! | Yes with at least a $10.00 balance. Click here for rates! |
*Combined balance includes checking and savings suffixes under the same main share account. Club accounts, escrow, utility, business, DBA, Sid Saver, share certificate, and IRA account balances are not included.
Please refer to our Schedule of Fees for a current list of charges that may apply to these accounts. Must maintain minimum monthly balance and enroll into E-Statements to avoid monthly service fees.
Money Market Checking
- Tiered rates
- Minimum to open $2,500.00
- Dividend is earned when a $10.00 balance is maintained
- Limits on number of electronic transfers apply.
Overdraft Line of Protection
The Credit Union offers Overdraft Lines of Protection linked to your FRMCU personal checking account; subject to credit approval.
- Maximum Amount is $1,000
- Additional rates and terms may be available.
The application for Overdraft Line of Protection can be found on the FRMCU Loan Applications page. Please select Personal Loans and then select This is a Line of Credit.
Time for more checks?
Reorder from Harland Clarke Online.
For additional information regarding our checking accounts, stop in or call and talk to one of our member service representatives.
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