Personal Banking

VISA^® Debit Card

Your Debit Card makes paying for groceries, gas, clothes or other purchases simple. When your purchase is totaled, run your card, sign the receipt, and the amount of your purchase will automatically be deducted from your checking account.

• Available to members who have an active Checking Account
• No need to carry cash, checkbook or credit cards
• $500 per day at ATMs
• $2,000 per day – on VISA^® Debit and Point of Sale terminals
• May be used as an ATM card for cash withdrawals and deposits
• Eliminates need for check or credit card approvals
• May be used anywhere you see the NYCE^®, PLUS^®, VISA®^®, MASTERCARD^® or CIRRUS^® symbols
• May be used with any merchant where the VISA^® name is displayed
• No surcharges when used at Allpoint® designated ATMs.

VISA PURCHASE ALERT

To sign up for purchase alerts, please click here.

Here are the steps that are needed once you have accessed the site:

• Check if the card is eligible
• Register e-mail to receive Visa Purchase Alerts
• Choose notification triggers that match our member’s needs. Ex. Transactions exceeding a set amount

Receive real-time alerts whenever your purchase meets the Purchase Alerts criteria selected during enrollment.

ATM Card

Your ATM Card can be used at ATM terminals for cash withdrawals and deposits. It can also be used to make purchases at merchants who accept ATM cards for payment. All you need is to swipe your card and enter your PIN number and the amount of your purchase will automatically be deducted from your designated statement savings or checking account. You will receive a transaction receipt and, in certain cases, may receive cash back.

• Available to members who have an active Statement Savings or Checking Account.
• No need to carry cash, checkbook or credit cards
• $500 per day at ATMs
• $500 per day – at Point of Sale terminals
• May be used at ATM terminals for cash withdrawals and deposits
• Eliminates need for check or credit card approvals
• May be used anywhere you see the NYCE^® or PLUS^® logos
• No surcharges when used at Allpoint® designated ATMs.

To report a lost or stolen ATM or Debit Card, please call: 1-800-528-2273.

For a list of Allpoint ATM locations, please go to the Allpoint ATM Locator

EZ Access (Telephone Banking)

How would you like to do your banking directly from the comfort of your home, or the convenience of your office or cell phone? You can do your banking from anywhere there’s a phone with EZ Access. EZ Access is the exclusive service of Fall River Municipal Credit Union. All you have to do is access your account by phone.

• Access your FRMCU accounts 7 days a week, 24 hours a day
• Check your account balances
• Transfer funds from one account to another
• Review our current dividend rates
• Get helpful financial information

Additional Services

Direct Payment Loan or mortgage payments may be paid automatically from your checking or savings account.
Money Orders You may purchase money orders in any denomination up to $500.00.
Notary Public We offer Notary Public service to our members free of charge.
Online Check Ordering Time to reorder checks? Reorder from Harland Clarke Online.
Coin Exchange Service
Safe Deposit Boxes The ideal way to keep your valuables safe.

For additional information regarding our services, stop in or call to talk to one of our member service representatives.

Fees for NON-MEMBERS include:

Notary Services  Non Member  $5.00
Coin Machine   Lesser of 5% of total or $5.00