Share Certificates and IRAs

We provide a full range of services, including checking and savings accounts, Share Certificates and IRAs, Money Market accounts, Digital Banking, Debit Cards, and Credit Cards. With a strong emphasis on community and member service, we offer a more tailored, trustworthy alternative to traditional banks.
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Here’s a sure way to have money when it is needed. In fact, with Share Certificates and Individual Retirement Accounts (IRAs), your money will grow at a healthy rate with our generous dividend rates.

Share Certificates

  • Available in terms of six (6) to sixty (60) months
  • Minimum balance of $500.00
  • Dividend rate higher than a Regular Savings Account
  • Fixed rate for term of deposit
  • Dividend rate is compounded monthly and paid monthly
  • Dividends may be withdrawn or transferred to almost any FRMCU account
  • Renewed automatically at the end of a seven (7) calendar day grace period
  • May be pledged as collateral

Individual Retirement Accounts

Putting a sound fiscal plan in place is the best way to secure your financial future. Opening an Individual Retirement Account is an essential component of this plan. With a low opening deposit your money will grow while being protected, assuring you of a desirable lifestyle when you retire. Talk to one of our knowledgeable IRA counselors. They will get you going and answer any questions you may have.

  • Traditional IRAs
  • Roth IRAs
  • Education IRAs
  • Available in terms of six (6) to sixty (60) months
  • Minimum balance of $500.00

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Branches

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Personal Banking

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Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration. A U.S. Government Agency.
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