Rates
Loan Rate Sheet
Rates Effective
January 2, 2023
| LOAN ACCOUNT TYPE | ANNUAL PERCENTAGE RATE (APR)*** | MONTHLY PAYMENT PER $1000 (BASED ON LONGEST TERM & DIRECT PAY APR) | APR WITH DIRECT PAY* | TERM | ||||
|---|---|---|---|---|---|---|---|---|
| New Auto (2021-2022) | As Low As 3.99% ** | $29.52 | As Low As 3.74% ** | 36 MONTHS Contact us at (508) 678-9028 for additional rates and terms up to 72 months | ||||
| Used Auto (2012-2020) | As Low As 4.24% ** | $29.63 | As Low As 3.99%** | 36 MONTHS Contact us at (508) 678-9028 for additional rates and terms up to 60 months | ||||
| Motorcycle New (2021-2022) Used (2012-2020) | As Low As 5.90% ** 5.90% ** | $19.29 $23.44 | As Low As 5.65% ** 5.65% ** | Up to 60 months Up to 48 months | ||||
| Boat | Visit www.FRMCU.com or stop in any of our conveniently located branch offices located in Fall River and Assonet for more details. | |||||||
| Recreational Vehicles (Maximum $50,000) | As Low As 7.50% ** | $10.55 | As Low As 7.25% ** | Up to 144 months | ||||
| Personal Unsecured (Maximum $30,000) | As Low As 9.50% ** | $16.34 | As Low As 9.25% ** | Up to 84 months | ||||
| Fully Secured (Maximum $40,000) | 3% over collateral pledged | Up to 60 months | ||||||
| Overdraft Protection | As Low As 8.25% ** | N/A | N/A | N/A | ||||
| Mass Save® Heat Loan ~ | 0.00% | $11.90 | N/A | Up to 84 months | ||||
| Bonus Rewards Credit Card | To Apply: visit www.FRMCU.com or stop in any of our conveniently located branch offices located in Fall River and Assonet. | Revolving | ||||||
| Holiday Loan | 8.75%** | $104.80 | 8.50%** | Up to 12 months | ||||
| EQUITY PROGRAMS 1,2 | ANNUAL PERCENTAGE RATE (APR)*** | MONTHLY PAYMENT PER $1000 (BASED ON LONGEST TERM & DIRECT PAY APR) | APR WITH DIRECT PAY* | TERM | ||||
| Loan to Value up to 80% of Appraised Value.*** Minimum $10,000 - Maximum $200,000 | ||||||||
| FIXED RATE HOME EQUITY LOAN | As Low as 4.400% ** | $18.60 | As Low as 4.150% ** | 5 Years | ||||
| FIXED RATE HOME EQUITY LOAN | As Low as 5.000% ** | $10.61 | As Low as 4.75% ** | 10 Years | ||||
| FIXED RATE HOME EQUITY LOAN | As Low as 5.400% ** | $8.12 | As Low as 5.15% ** | 15 Years | ||||
| 20 YR. EQUITY SPECIAL | As low as 5.625%** | $6.95 | As low as 5.375%** | 20 Years | ||||
| FIXED RATE LINE OF CREDIT | As Low as 5.40% ** | $14.32 | N/A | 10 Years (3 year draw period / 7 year repayment) | ||||
| Variable Equity Line of Credit | Prime Rate Prime Rate is currently 7.75%. The interest rate is based on the Prime Rate as published in the Wall Street Journal. Maximum rate of 18%. | 15 Years (5 year draw period 10 year repayment) | ||||||
| MEMBER BUSINESS LOANS*** | ||||||||
If you’re looking to improve, refinance or purchase a multifamily property, we have the solutions you can use. We offer a variety of competitively priced Member Business Loan Products for your multifamily needs. Rates & Terms are subject to credit quality review. Contact us at (508) 678-9028 for additional information. | ||||||||
Annual Percentage Rate(s) subject to change without notice. NMLS ID# 410816 | ||||||||
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