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Rates

Mortgage Rate Sheet

Rates Effective

August 20, 2021

MORTGAGE PROGRAMS

INTEREST RATE*POINTSANNUAL PERCENTAGE RATE* MONTHLY PAYMENTS PER $1000TERM
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15 AND 25 YEAR MORTGAGE SPECIAL

15 YEAR FIXED RATE SPECIAL^

1.99%02.056%$6.44

180 months

25 YEAR FIXED RATE SPECIAL^

2.750%02.796%$4.62

300 months

25 YEAR FIXED RATE SPECIAL (Limited Cash Out)**

2.875%02.921%$4.68

300 months

 

CONVENTIONAL MORTGAGE PROGRAMS FNMA LOAN LIMITS:

30 Year Fixed Rate2.875%02.915%$4.15360 months
30 Year Fixed Rate2.750%12.867%$4.09360 months
 
20 Year Fixed Rate2.625%02.680%$5.37240 months
20 Year Fixed Rate2.500%12.664%$5.03240 months
 
15 Year Fixed Rate2.125%02.193%$6.50180 months
15 Year Fixed Rate2.000%12.208%$6.44180 months
 
10 Year Fixed Rate2.125%02.224%$9.26120 months
10 Year Fixed Rate2.000%12.306%$9.21120 months

CONSTRUCTION MORTGAGE PROGRAM

30 Year Fixed Rate3.250%03.369%$4.44360 months

*** ADJUSTABLE RATE MORTGAGE PROGRAM  

CapsInterest RatePointsAnnual Percentage Rate*Monthly Payments per $1000Fully Indexed Monthly Pmts/$1000
3/1 ARM2% / 6%2.750%03.738%$4.09$7.87
5/1 Year ARM2% / 6%2.875%03.623%$4.15$7.96
7/1 Mortgage2% / 6%3.000%03.554%$4.22$8.05
10/1 Mortgage2% / 6%3.250%03.562%$4.36$8.22

FIXED RATE INVESTMENT 1-4 units MORTGAGE MEMBER BUSINESS PROGRAM

25 Year Fixed Rate4.875%15.007%$5.78300 months

ARM INVESTMENT 5-8 units MORTGAGE MEMBER BUSINESS PROGRAM

7/1 Mortgage 25 Year2%/6%4.750%14.809%$5.71$0.00

LAND LOAN MORTGAGES


FINANCING AVAILABLE FOR INVESTMENT PROPERTY

Please contact the Credit Union for details.

EOL logoMSIC logoFederally Insured by NCUA
^ Single family owner-occupied. Maximum loan to value (LTV) 70%. Special rate excludes cash out refinances and condominiums. Minimum credit score 740. Cannot be combined with any other offers.
** Single family owner-occupied. Maximum loan to value (LTV) 70%. Special rate excludes condominiums. Minimum credit score 740. Cannot be combined with any other offers.



Offices in Fall River & Assonet
Connecting all offices: 508.678.9028

Mortgage Team

Jessica DeMello NMLS# 592646

(508) 678-9028



Please call for an appointment that is convenient for you,

NMLS ID# 410816

*Estimated APR (Annual Percentage Rate) based on a $100,000.00 loan amount includes finance charges. Payment amounts do not include taxes and insurance. Rates are subject to change without notice. Rates are determined by your credit score and credit history. Rates quoted above are for members with best credit score. Rates quoted are for single family detached owner-occupied (conforming) property, other rates and terms available based on property type.


***Investment Mortgage: Available on 1-4 family non-owner occupied residence. Adjustable Rate Program only. Add 1.25% to current ARM rates shown above. Requires 20% down payment.


Jumbo Mortgages available on single family homes only. Amounts exceeding FNMA limit add 0.50% to all conventional current fixed rates and add 0.25% to all ARM product current rates.

For an appointment that is convenient for you please call 508-678-9028.

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