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Rates

Savings Rate Sheet

Rates are current as of 

November 18, 2022

SAVINGS RATES

DIVIDEND RATE %ANNUAL PERCENTAGE YIELD % (APY)MINIMUM BALANCE REQUIRED TO EARN DIVIDENDSMINIMUM OPENING DEPOSIT
The rate on these accounts may change after the account is opened. Fees may reduce earnings on account.
Savings0.100.10$10.00$5.00
Premium Savings0.200.20$1,000.00$1,000.00
Sid Saver Savings0.100.10$1.00n/a
Blue Star Savings0.100.10$1.00n/a
Life Savings ^ 0.000.00n/an/a
Holiday Club *0.100.10$10.00$2.00
Vacation Club *0.100.10$10.00$2.00
Burial0.100.10$10.00$5.00
Traditional IRA Statement0.300.30$100.00$100.00
Roth IRA Statement0.300.30$100.00$100.00
ESA Statement0.300.30$100.00$100.00
Money Market0.05
0.10
0.15
0.20
0.25
0.35
0.05
0.10
0.15
0.20
0.25
0.35
$10 - $2,499.99
$2,500 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000-$99,999.99
$100,000 or greater
$2,500.00
-
-
-
-
-
Freedom Checking0.000.00N/A$5.00
Choice Checking0.050.05$10.00$1,000.00
Premium Checking ~0.200.20$10.00$5,000.00
combined
Escrow0.050.05--

 

*An early withdrawal penalty will be imposed.

~ Premium Checking combined balance includes checking and savings suffixes under the same main share. Club accounts, escrow, utility, business, DBA, Sid Saver, certificates of deposit, and individual retirement account balances are not included.

^ Account type no longer offered. Rates are informational for exisiting accounts.

Rates are subject to change at anytime without notice.

Rates effective as of November 18, 2022

CERTIFICATE RATES

Account TypeDividend Rate %Annual Percentage Yield % (APY)Minimum Balance Required to Earn Advertised APYMinimum Opening Deposit

18 Month Special # *

3.503.56$500.00$500.00

3 Month "3 for 3" CD Special ## *

3.00

3.04$500.00$500.00

Certificate

3 Month* z **0.150.15$500.00$500.00
6 Month* z **0.200.20$500.00$500.00
9 Month* z **0.200.20$500.00$500.00
12 Month* **0.250.25$500.00$500.00
24 Month* **0.400.40$500.00$500.00
30 Month* **0.400.40$500.00$500.00
36 Month* **0.500.50$500.00$500.00
48 Month* **0.600.60$500.00$500.00
60 Month* **0.650.65$500.00$500.00

IRA Certificate, Roth IRA Certificates, ESA Certificate

6 Month* z **0.200.20$500.00$500.00
9 Month* z **0.200.20$500.00$500.00
12 Month* **0.250.25$500.00$500.00
24 Month* **0.400.40$500.00$500.00
30 Month* **0.400.40$500.00$500.00
36 Month* **0.500.50$500.00$500.00
48 Month* **0.600.60$500.00$500.00
60 Month* **0.650.65$500.00$500.00
** JUMBO CD RATE AVAILABLE ON BALANCES OF $100,000 OR MORE. ADD .10% BASIS POINTS OVER CURRENT RATE.

 

* An early withdrawal penalty applies.

z Simple interest earned, APY assumes all interest will remain on deposit for one year.

#Limited time offer. Available as standard, IRA, Roth, and ESA certificates. Annual Percentage Yield (APY) assumes that dividends remain on deposit until maturity. Minimum to open and earn APY is $500.00. Early withdrawal is subject to penalty and will reduce earnings. Not eligible for Jumbo rate. Certificate will renew for a term of 18 months at the then effective rate for said term. Currently maturing 18-month certificates will renew at this rate. $5.00 member share required. Cannot be combined with any other offer. Other restriction may apply.

## APY assumes that dividends remain on deposit until maturity. Minimum to open and earn APY is $500.00. Early withdrawal is subject to penalty and will reduce earnings. Not eligible for Jumbo rate, IRA, Roth IRA, or ESA Certificate. Certificate will renew for a term of 3 months at the then effective rate for said term. Currently maturing 3-month certificates will renew at this rate. Limited time offer. $5.00 member share required. Cannot be combined with any other offer. Other restriction may apply.

Rates are subject to change at anytime without notice.

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