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Rates

Savings Rate Sheet

Rates are current as of 

February 15, 2024

SAVINGS RATES

DIVIDEND RATE %ANNUAL PERCENTAGE YIELD % (APY)MINIMUM BALANCE REQUIRED TO EARN DIVIDENDSMINIMUM OPENING DEPOSIT
The rate on these accounts may change after the account is opened. Fees may reduce earnings on account.
Savings0.100.10$10.00$5.00
Premium Savings0.200.20$1,000.00$1,000.00
Sid Saver Savings0.100.10$1.00n/a
Blue Star Savings0.100.10$1.00n/a
Life Savings ͣ0.000.00n/an/a
Holiday Club ₱0.100.10$10.00$2.00
Vacation Club ₱ 0.100.10$10.00$2.00
Burial0.100.10$10.00$5.00
Traditional IRA Statement0.300.30$100.00$100.00
Roth IRA Statement0.300.30$100.00$100.00
ESA Statement0.300.30$100.00$100.00
Money Market0.05
0.10
0.15
0.20
0.25
0.35
0.05
0.10
0.15
0.20
0.25
0.35
$10 - $2,499.99
$2,500 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000-$99,999.99
$100,000 or greater
$2,500.00
-
-
-
-
-
Premium Money Market ͣ 0.05
0.10
0.15
0.20
0.50
0.05
0.10
0.15
0.20
0.50
$10 - $2,499.99
$2,500 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000 or greater
$25,000.00
-
-
-
-
Freedom Checking0.000.00N/A$5.00
Choice Checking0.050.05$10.00$1,000.00
Premium Checking ^0.200.20$10.00$5,000.00
combined
Escrow0.050.05--

 

An early withdrawal penalty will be imposed.

^ Premium Checking combined balance includes checking and savings suffixes under the same main share. Club accounts, escrow, utility, business, DBA, Sid Saver, certificates of deposit, and individual retirement account balances are not included.

ͣ Account type no longer offered. Rates are informational for exisiting accounts.

Rates are subject to change at anytime without notice.

Rates effective as of February 15, 2024

Account Type

Dividend Rate %

Annual Percentage Yield % (APY)*

Minimum Balance Required to Earn Advertised APY

Minimum Opening Deposit

7 Month CD Special#**

5.005.12$500.00$500.00

15 Month CD Special#**

4.754.85$500.00$500.00

Certificate

IRA Certificate, Roth IRA Certificates, ESA Certificate

3 Month NA0.200.20$500.00$500.00
6 Month **0.200.20$500.00$500.00
9 Month**0.200.20$500.00$500.00
12 Month**0.300.30$500.00$500.00
18 Month NA0.300.30$500.00$500.00
24 Month **0.400.40$500.00$500.00
30 Month**0.400.40$500.00$500.00
33 Month NA2.752.78$500.00$500.00
36 Month**0.500.50$500.00$500.00
48 Month**0.600.60$500.00$500.00
60 Month**0.650.65$500.00$500.00

 

* Annual Percentage Yield (APY) assumes that dividends remain on deposit until maturity. Early withdrawal is subject to penalty and will reduce earnings. $5.00 member share required.

** Jumbo CD rate available on balances of $100,000 or more - add .10% basis points over current rate.

# Limited time offer. 7 month term not available as IRA. Certificate will renew for 12 month term at the then effective rate for 12 month term. Cannot be combined with any other offer. Other restriction may apply.

NA Not available. Rates provided for information only.

Rates are subject to change without notice.

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