Member Updates

As the commonwealth of Massachusetts begins to allow businesses to reopen in phases, we are opening our branch locations to accept members into our lobbies.

The lobbies of our branch locations at 1110 Robeson Street, Fall River, 58 South Main Street, Assonet and our main office at 333 Milliken Blvd., Fall River will be open normal business hours Monday through Saturday.

The lobby at our 1208 Dwelly Street, Fall River location will remain closed at this time.

Click Here for important information about lobby access.

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Rates

Savings Rate Sheet

Rates are current as of 

July 9, 2020

SAVINGS RATES

DIVIDEND RATE %ANNUAL PERCENTAGE YIELD % (APY)MINIMUM BALANCE REQUIRED TO EARN DIVIDENDSMINIMUM OPENING DEPOSIT
The rate on these accounts may change after the account is opened. Fees may reduce earnings on account.
Savings0.100.10$10.00$5.00
Premium Savings0.200.20$1,000.00$1,000.00
Sid Saver Savings0.100.10$1.00n/a
Blue Star Savings0.100.10$1.00n/a
Life Savings0.050.05$10.00n/a
Holiday Club*0.100.10$10.00$2.00
Vacation Club*0.100.10$10.00$2.00
Burial0.100.10$10.00$5.00
Traditional IRA Statement0.300.30$100.00$100.00
Roth IRA Statement0.300.30$100.00$100.00
ESA Statement0.300.30$100.00$100.00
Money Market0.05
0.10
0.15
0.20
0.25
0.35
0.05
0.10
0.15
0.20
0.25
0.35
$10 - $2,499.99
$2,500 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000-$99,999.99
$100,000 or greater
$2,500.00
-
-
-
-
-
Freedom Checking0.000.00N/A$5.00
Choice Checking0.050.05$10.00$1,000.00
Premium Checking~0.200.20$10.00$5,000.00
combined
Escrow0.050.05--

SPECIAL

Dividend Rate %Annual Percentage Yield % (APY)Minimum Balance Required to Earn Advertised APYMinimum Opening Deposit
Premium Money Market ^0.05%
0.10%
0.15%
0.20%
1.00%
0.05%
0.10%
0.15%
0.20%
1.00%
$10 - $2,499.99
$2,500 - $4,999.99
$5,000 - $9,999.99
$10,000 - $24,999.99
$25,000 or greater
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$25,000.00
Account TypeDividend Rate %Annual Percentage Yield % (APY)Minimum Balance Required to Earn Advertised APYMinimum Opening Deposit

Certificate

3 Month* z **0.200.20$500.00$500.00
6 Month* z **0.300.30$500.00$500.00
9 Month* z **0.500.50$500.00$500.00
12 Month* **1.001.00$500.00$500.00
18 Month* **1.001.00$500.00$500.00
24 Month* **1.251.26$500.00$500.00
30 Month* **1.251.26$500.00$500.00
36 Month* **1.251.26$500.00$500.00
48 Month* **1.251.26$500.00$500.00
60 Month* **1.251.26$500.00$500.00

IRA Certificate, Roth IRA Certificates, ESA Certificate

6 Month* z **0.300.30$500.00$500.00
9 Month* z **0.500.50$500.00$500.00
12 Month* **1.001.00$500.00$500.00
18 Month* **1.001.00$500.00$500.00
24 Month* **1.251.26$500.00$500.00
30 Month* **1.251.26$500.00$500.00
36 Month* **1.251.26$500.00$500.00
48 Month* **1.251.26$500.00$500.00
60 Month* **1.251.26$500.00$500.00
** JUMBO CD RATE AVAILABLE ON BALANCES OF $100,000 OR MORE. ADD .10% BASIS POINTS OVER CURRENT RATE.

 

* An early withdrawal penalty will be imposed.
~ Premium Checking combined balance includes checking and savings suffixes under the same main share. Club accounts, escrow, utility, business, DBA, Sid Saver, certificates of deposit, and individual retirement account balances are not included.
z  Simple interest earned, APY assumes all interest will remain on deposit for one year.

^ To open this account, you must deposit or already have on deposit a Freedom Checking, Choice Checking or Premium Checking account in addition to the minimum required membership share in a Share Savings account. Limited time offer.

Rates are subject to change at anytime without notice.

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