Rates
Savings Rate Sheet
Rates are current as of
November 18, 2022
SAVINGS RATES
| SAVINGS ACCOUNT TYPE | DIVIDEND RATE % | ANNUAL PERCENTAGE YIELD % (APY) | MINIMUM BALANCE REQUIRED TO EARN DIVIDENDS | MINIMUM OPENING DEPOSIT | ||||
|---|---|---|---|---|---|---|---|---|
| The rate on these accounts may change after the account is opened. Fees may reduce earnings on account. | ||||||||
| Savings | 0.10 | 0.10 | $10.00 | $5.00 | ||||
| Premium Savings | 0.20 | 0.20 | $1,000.00 | $1,000.00 | ||||
| Sid Saver Savings | 0.10 | 0.10 | $1.00 | n/a | ||||
| Blue Star Savings | 0.10 | 0.10 | $1.00 | n/a | ||||
| Life Savings ^ | 0.00 | 0.00 | n/a | n/a | ||||
| Holiday Club * | 0.10 | 0.10 | $10.00 | $2.00 | ||||
| Vacation Club * | 0.10 | 0.10 | $10.00 | $2.00 | ||||
| Burial | 0.10 | 0.10 | $10.00 | $5.00 | ||||
| Traditional IRA Statement | 0.30 | 0.30 | $100.00 | $100.00 | ||||
| Roth IRA Statement | 0.30 | 0.30 | $100.00 | $100.00 | ||||
| ESA Statement | 0.30 | 0.30 | $100.00 | $100.00 | ||||
| Money Market | 0.05 0.10 0.15 0.20 0.25 0.35 | 0.05 0.10 0.15 0.20 0.25 0.35 | $10 - $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $24,999.99 $25,000-$99,999.99 $100,000 or greater | $2,500.00 - - - - - | ||||
| Freedom Checking | 0.00 | 0.00 | N/A | $5.00 | ||||
| Choice Checking | 0.05 | 0.05 | $10.00 | $1,000.00 | ||||
| Premium Checking ~ | 0.20 | 0.20 | $10.00 | $5,000.00 combined | ||||
| Escrow | 0.05 | 0.05 | - | - | ||||
*An early withdrawal penalty will be imposed. ~ Premium Checking combined balance includes checking and savings suffixes under the same main share. Club accounts, escrow, utility, business, DBA, Sid Saver, certificates of deposit, and individual retirement account balances are not included. ^ Account type no longer offered. Rates are informational for exisiting accounts. Rates are subject to change at anytime without notice. Rates effective as of November 18, 2022 | ||||||||
CERTIFICATE RATES | ||||||||
| Account Type | Dividend Rate % | Annual Percentage Yield % (APY) | Minimum Balance Required to Earn Advertised APY | Minimum Opening Deposit | ||||
18 Month Special # * | ||||||||
| 3.50 | 3.56 | $500.00 | $500.00 | |||||
3 Month "3 for 3" CD Special ## * | ||||||||
3.00 | 3.04 | $500.00 | $500.00 | |||||
Certificate | ||||||||
| 3 Month* z ** | 0.15 | 0.15 | $500.00 | $500.00 | ||||
| 6 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 9 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 12 Month* ** | 0.25 | 0.25 | $500.00 | $500.00 | ||||
| 24 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 30 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 36 Month* ** | 0.50 | 0.50 | $500.00 | $500.00 | ||||
| 48 Month* ** | 0.60 | 0.60 | $500.00 | $500.00 | ||||
| 60 Month* ** | 0.65 | 0.65 | $500.00 | $500.00 | ||||
IRA Certificate, Roth IRA Certificates, ESA Certificate | ||||||||
| 6 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 9 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 12 Month* ** | 0.25 | 0.25 | $500.00 | $500.00 | ||||
| 24 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 30 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 36 Month* ** | 0.50 | 0.50 | $500.00 | $500.00 | ||||
| 48 Month* ** | 0.60 | 0.60 | $500.00 | $500.00 | ||||
| 60 Month* ** | 0.65 | 0.65 | $500.00 | $500.00 | ||||
| ** JUMBO CD RATE AVAILABLE ON BALANCES OF $100,000 OR MORE. ADD .10% BASIS POINTS OVER CURRENT RATE. | ||||||||
* An early withdrawal penalty applies. z Simple interest earned, APY assumes all interest will remain on deposit for one year. #Limited time offer. Available as standard, IRA, Roth, and ESA certificates. Annual Percentage Yield (APY) assumes that dividends remain on deposit until maturity. Minimum to open and earn APY is $500.00. Early withdrawal is subject to penalty and will reduce earnings. Not eligible for Jumbo rate. Certificate will renew for a term of 18 months at the then effective rate for said term. Currently maturing 18-month certificates will renew at this rate. $5.00 member share required. Cannot be combined with any other offer. Other restriction may apply. ## APY assumes that dividends remain on deposit until maturity. Minimum to open and earn APY is $500.00. Early withdrawal is subject to penalty and will reduce earnings. Not eligible for Jumbo rate, IRA, Roth IRA, or ESA Certificate. Certificate will renew for a term of 3 months at the then effective rate for said term. Currently maturing 3-month certificates will renew at this rate. Limited time offer. $5.00 member share required. Cannot be combined with any other offer. Other restriction may apply. Rates are subject to change at anytime without notice. | ||||||||
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