Rates
Savings Rate Sheet
Rates are current as of
September 26, 2022
SAVINGS RATES
| SAVINGS ACCOUNT TYPE | DIVIDEND RATE % | ANNUAL PERCENTAGE YIELD % (APY) | MINIMUM BALANCE REQUIRED TO EARN DIVIDENDS | MINIMUM OPENING DEPOSIT | ||||
|---|---|---|---|---|---|---|---|---|
| The rate on these accounts may change after the account is opened. Fees may reduce earnings on account. | ||||||||
| Savings | 0.10 | 0.10 | $10.00 | $5.00 | ||||
| Premium Savings | 0.20 | 0.20 | $1,000.00 | $1,000.00 | ||||
| Sid Saver Savings | 0.10 | 0.10 | $1.00 | n/a | ||||
| Blue Star Savings | 0.10 | 0.10 | $1.00 | n/a | ||||
| Life Savings ^ | 0.00 | 0.00 | n/a | n/a | ||||
| Holiday Club * | 0.10 | 0.10 | $10.00 | $2.00 | ||||
| Vacation Club * | 0.10 | 0.10 | $10.00 | $2.00 | ||||
| Burial | 0.10 | 0.10 | $10.00 | $5.00 | ||||
| Traditional IRA Statement | 0.30 | 0.30 | $100.00 | $100.00 | ||||
| Roth IRA Statement | 0.30 | 0.30 | $100.00 | $100.00 | ||||
| ESA Statement | 0.30 | 0.30 | $100.00 | $100.00 | ||||
| Money Market | 0.05 0.10 0.15 0.20 0.25 0.35 | 0.05 0.10 0.15 0.20 0.25 0.35 | $10 - $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $24,999.99 $25,000-$99,999.99 $100,000 or greater | $2,500.00 - - - - - | ||||
| Freedom Checking | 0.00 | 0.00 | N/A | $5.00 | ||||
| Choice Checking | 0.05 | 0.05 | $10.00 | $1,000.00 | ||||
| Premium Checking ~ | 0.20 | 0.20 | $10.00 | $5,000.00 combined | ||||
| Escrow | 0.05 | 0.05 | - | - | ||||
*An early withdrawal penalty will be imposed. ~ Premium Checking combined balance includes checking and savings suffixes under the same main share. Club accounts, escrow, utility, business, DBA, Sid Saver, certificates of deposit, and individual retirement account balances are not included. ^ Account type no longer offered. Rates are informational for exisiting accounts. Rates are subject to change at anytime without notice. Rates effective as of September 26, 2022 | ||||||||
CERTIFICATE RATES | ||||||||
| Account Type | Dividend Rate % | Annual Percentage Yield % (APY) | Minimum Balance Required to Earn Advertised APY | Minimum Opening Deposit | ||||
36 Month Step Rate Special # | ||||||||
Months 0-12 Months 13-24 Months 25-36 | 1.00 1.50 2.00 | 1.53 | $500.00 | $500.00 | ||||
13 Month Special ## ** | ||||||||
| 1.15 | 1.16 | $500.00 | $500.00 | |||||
33 Month "Bump Up" Special ### | ||||||||
2.75 | 2.79 | $500.00 | $500.00 | |||||
Certificate | ||||||||
| 3 Month* z ** | 0.15 | 0.15 | $500.00 | $500.00 | ||||
| 6 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 9 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 12 Month* ** | 0.25 | 0.25 | $500.00 | $500.00 | ||||
| 18 Month* ** | 0.30 | 0.30 | $500.00 | $500.00 | ||||
| 24 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 30 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 36 Month* ** | 0.50 | 0.50 | $500.00 | $500.00 | ||||
| 48 Month* ** | 0.60 | 0.60 | $500.00 | $500.00 | ||||
| 60 Month* ** | 0.65 | 0.65 | $500.00 | $500.00 | ||||
IRA Certificate, Roth IRA Certificates, ESA Certificate | ||||||||
| 6 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 9 Month* z ** | 0.20 | 0.20 | $500.00 | $500.00 | ||||
| 12 Month* ** | 0.25 | 0.25 | $500.00 | $500.00 | ||||
| 18 Month* ** | 0.30 | 0.30 | $500.00 | $500.00 | ||||
| 24 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 30 Month* ** | 0.40 | 0.40 | $500.00 | $500.00 | ||||
| 36 Month* ** | 0.50 | 0.50 | $500.00 | $500.00 | ||||
| 48 Month* ** | 0.60 | 0.60 | $500.00 | $500.00 | ||||
| 60 Month* ** | 0.65 | 0.65 | $500.00 | $500.00 | ||||
| ** JUMBO CD RATE AVAILABLE ON BALANCES OF $100,000 OR MORE. ADD .10% BASIS POINTS OVER CURRENT RATE. | ||||||||
* An early withdrawal penalty applies. z Simple interest earned, APY assumes all interest will remain on deposit for one year. # Limited time offer. Available as standard, IRA, Roth , and ESA certificates. The first rate will be paid for the first 12 months, the second rate will be paid for the next 12 months, and the third rate will be paid for the final 12 months. Maximum deposit of $200,000.00 in agregate per main share. An early withdrawal penalty applies. Certificate will auto-renew as a standard 36 month certificate at the prevailing rate upon maturity. Cannot be combined with any other offer. No jumbo rate available. ## Limited time offer. Available as standard, IRA, Roth , and ESA certificates. Annual Percentage Yield (APY) assumes that dividends remain on deposit until maturity. Minimum to open and earn APY is $500.00. Early withdrawal is subject to penalty and will reduce earnings. Renews as 12 month certificate at the prevailing rate of interest at the time of maturity. $5.00 member share required. Cannot be combined with any other offer. ### Limited time offer. Available as standard, IRA, Roth , and ESA certificates. Annual Percentage Yield (APY) assumes that dividends remain on deposit until maturity. Minimum to open and earn APY is $500.00. Early withdrawal is subject to penalty and will reduce earnings. The “Bump Up” feature on the 33 month “Bump Up” CD may be utilized one time during the original Certificate term to obtain a future advertised 36 Month Certificate APY. The “Bump Up” APY will be effective for the remaining term of the original Certificate with the same terms and conditions which apply to this account, including, but not limited to, term, minimum opening balance and transaction limitations. Checking account and $5.00 member share required for this promotion. Cannot be combined with any other offer. Cannot be combined with any other offer. Other restriction may apply. Rates are subject to change at anytime without notice. | ||||||||
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