Fall River Municipal Credit Union has been helping members with Fraud, Identity Theft, Phishing, Pharming and Scams.
People in the Fall River area have been contacted by phone by individuals stating that they are from a clearing house and that your financial institution knows them. They claim to have trouble processing your check and need your assistance in verifying the routing number and account number of your checking account.
There are many resources available to help you protect your identity. The Federal Trade Commission is a one-stop national resource to learn about the crime of identity theft. They provide detailed information to help you Deter, Detect, and Defend against identity theft. While there are no guarantees about avoiding identity theft, there are steps you can take to minimize your risk and minimize the damage if a problem occurs.
In a typical case, you’ll receive an e-mail that appears to come from a reputable company that you recognize and do business with, such as your financial institution. The e-mail will probably warn you of a serious problem that requires your immediate attention. The e-mail will then encourage you to click on a button to go to the institution’s web site. In a phishing scam, you could be redirected to a phony Web site that may look exactly like the real thing.
Similar in nature to e-mail phishing, pharming seeks to obtain personal information by directing users to spoofed Web sites where their information is captured, usually from a legitimate–looking form.
Please be aware that there are many types of scams trying to get your personal, private information from you. Please remember that FRMCU would not ask for our member’s personal, financial, or identifying information over the phone except when the member initiates the contact with us.